IAY programme, created during 1985 by the Indian Government, to provide housing for the rural poor in India.This scheme was launched by Rajiv Gandhi,the Prime Minister of India during that period.
Under the scheme,BPL family is provided with financial assistance for construction of houses in plain areas and in difficult areas (high land area) .The houses are allotted in the name of the woman or jointly between husband and wife.
The construction of the houses is the sole responsibility of the beneficiary and no contractors can bebe engaged for the work.
Sanitary latrine and smokeless chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from Total Sanitation Campaign and Rajiv Gandhi Grameen Vidyutikaran Yojana respectively.
Components of assistance under IAY and criteria for allocation :
(a) Assistance for construction of a new house
(b) Upgradation of Kutcha or dilapidated houses
(c) Provision of house site